Affordability Tool

Shared Ownership Calculator

Find out if shared ownership could be right for you
Instantly see your costs, affordability, and deposit requirements.

Property Details
£ 240,000
40%
10%75%
5%
5%25%
£ 30
Mortgage & Income
%
£
⚠️ Shared Ownership is only available to households with a combined income of £80,000 or less.
Your Monthly Costs
Share value —
Deposit required —
Mortgage amount —
Monthly mortgage —
Monthly rent (2.75% p.a.) —
Service charge —
Total monthly cost —
Affordability Assessment
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Enter your household income

Add your combined household income to find out whether this property may be affordable for you.

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Important: This calculator does not constitute financial advice. The results are for illustrative purposes only and are based on the information you have entered. Actual costs may vary. You should always seek independent financial advice before making any property purchase decision. Metro Finance are independent mortgage advisers specialising in Shared Ownership.

Assumptions: Rent is calculated at 2.75% per annum of the landlord's remaining share of the property value, divided by 12 for a monthly figure. Mortgage payments are calculated on a capital repayment basis at the rate and term specified.

Embed this calculator on your website

Copy the code below and paste it into any web page. Use market_value and service_charge URL parameters to pre-configure the property details for each listing.